Ken Culley (1958) died in September 2022, aged 80. Ken was a major figure in the UK’s Building Society movement, especially during a period when it was undergoing major controversy and change. After King’s, he began as a clerk with the local Cheshire Building Society, then had a four-year spell as accountant with the Bradford and Bingley, and returned to the Cheshire as general manager,1969-83. Finally, he moved to the Bournemouth-based Portman BS as Chief Executive. He also had a stint as Chair of the Building Societies Association (1995-6); in that role, he was described in 1995 by the Independent as a ‘dyed-in-the-wool building societies man’. These societies were founded on mutuality principles, owned and run by their members, and fundamentally based on sound and secure money, but as the whole concept of mutuality came under attack, Ken was one of those who argued longest and hardest for its retention as a matter of principle.